Stop Renting, Start Owning
We help you work out how much you can borrow, which grants you qualify for and even help you find a block and choose a builder.
We’re SAs only First Home Buyer Advocate service and proud to have helped hundreds of Adelaide residents leave renting and get into their own home.
Time Remaining To Get Help With The Bonuses
Adelaide First Home Buyers In The News
Huge bonus package available
This extra $15k for building contracts signed between 1/1/2021 and 31/3/2021 is from the June HomeBuilder program announcement. It’s a brand new grant that is available for new build contracts entered into prior to 31/3/2021.
Qualifying first home buyers in SA can get up to an incredible $30,000* in bonuses and contributions. There has never been a better time to get out of renting and own your own home.
*$30,000 for building contracts signed between 1/1/2021 and 31/3/2021.
HomeBuilder Grant Qualification Criteria
Applicants for HomeBuilder must meet the following criteria to be eligible for the first home buyer scheme.
- Based on 2018/2019 financial year tax returns, Singles must be earning $125,000 or less and Couples must have a combined incomes of less than $200,000
- You must be building a new home
- The purchase price of the new home (house and land included) must be less than $750,000
- You must enter into a contract to build between 4 June 2020 and 31 March 2021.
- It's available to Australian citizens aged 18 years or older. You cannot but your home under a company or trust structure.
Refer to Revenue SA fact sheet for more details.
Wondering if you you can get the HomeBuilder grant?
SA First Home Owner Grant Qualification Criteria
To be eligible for the SA FHOG, you’ll need to meet several conditions:
- At least one applicant must be an Australian citizen or a permanent resident.
- It's available to home buyers aged 18 years or older. You cannot but your home under a company or trust structure.
- You must be building a new home
- The purchase price of the new home (house and land included) must be less than $575,000
- You must not have previously owned a residential property anywhere in Australia before 1 July 2000.
- You must not have owned residential property in Australia after 1 July 2000, which you have lived in for six months or more.
- You need to live in the home for a minimum of six months within 12 months of taking ownership or following completion of construction.
Refer to the Revenue SA website for more details.
Wondering if you qualify?
Time Remaining To Get Help With The Bonuses
Ready? 3 Easy Steps To Your First Home
How Much Can I Borrow?
The first step in the process is working out how much you can borrow. We'll help you with an initial calculation of your borrowing capacity and through this process we'll also uncover which of the new grants you qualify for. With so many banks to choose from and so many grants available, we'll do the heavy lifting for you. The best part... this can all be done over the phone and online in under 10 minutes.
Choose Your Suburb & Find A Block
Next, we help you find the perfect suburb for your first home and importantly, we'll help guide you on block selection within that suburb. This is an important step as many blocks of land will not allow you to qualify for the new $25,000 grant! Blocks must be ready to go (not waiting for council approval) otherwise you'll miss out. We also have a panel of developers with exclusive off market opportunities.
Choose Your Home Design & Builder
Finally, we'll introduce you to the approved builders on our Builder Panel that offer you full turnkey properties, where your home is delivered completely finished inside and out. Not only that, the contract cannot be altered. This is VERY important as so-called "fixed price" packages usually have sub clauses which blow out the end build price. We'll help you with analysing your build contract.
We've Been Helping First Home Buyers For Over 10 Years
(we'd love to help you too)
Read some of our first home buyers success stories below.
Bianca
First Time Home Owner
We LOVE Bianca’s story. Bianca attended one of our first home buyer workshops and although short on a deposit, was very keen to get into her own home. We worked with Bianca on a budgeting plan and over the course of three months, she was able to save up a small deposit. We took advantage of HomeStart’s low deposit home loan and paired Bianca with a property developer that gave an extra $5000 rebate. Here’s Bianca on handover day for her new home! Its surprising how far you can progress in three short months!
Nicolene & Thomas
From Home Buyers
Nicolene and Thomas were keen to buy a home for themselves and their toddler son. We helped Nicolene and Thomas with a deposit savings plan so they could quickly get their small deposit saved up. We consolidated some car and personal loans into a lower interest loan, which helped them save faster! They ended up securing $25,000 in grants and built their new home far sooner than they thought possible!
Ben & Kate
First Home Buyers
Here is Ben and Kate signing their home build contracts with one of the builders on our Builder Panel. We have a panel of builders that offer full turn key house and land packages. This means the price you sign for is the price you pay. No nasty surprises!
Darryl & Florlyn
From Home Owners
Gorata & Rumbidzai
First Home Buyers
Not everyone wants to build brand new. Although the grants are all in play for people who choose to build, sometimes first home buyers still want to buy an established property. Here is Gorata and Rumbidzai finalising their loan documents for their first home. We helped them negotiate the price of their home to the lowest price possible – keeping more money in their pockets!
Eddie & May
From Home Owners To Investors
Eddie and May pictured to the right on handover day of their investment property in Mt Barker. Eddie and May went from first home owner with us to buying a second property just 3 years later. Their decision to invest in Adelaide property was a sound decision, with their property rented out to fantastic tenants on the first open inspection! What a fantastic story!
Elizabeth
First Home Buyer
This is Elizabeth and her sons checking out the progress of their new home! It’s looking great and they’re very happy with it! Won’t be long before it’s finished and they can move in. So glad we could help Elizabeth make this happen for her family!
Damian
From Home Buyer
Andre
First Home Buyer
Andre has only recently joined up to our Fast Start Program in order to get the whopping $25,000 Home Builder grant. Combined with the SA First Home Owner Grant, Andre is taking advantage of a massive $40,000 in bonuses and was kind enough to film a short testimonial on his experience (unprompted, he did it as a way to say thanks to our founder, Rick, for all his help).
Ready to take advantage of the new first home owner grants?
Some of our 5 star client reviews!
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